If you own an Airbnb in Miami and are a non-resident, here's how taxes really work
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If you own an Airbnb in Miami and are a non-resident, here's how taxes really work
2026-06-26
If you own a property in Miami and rent it out through Airbnb as a non-resident, these are the taxes that actually apply.
1. Federal Income Tax
Rental income in the U.S. is subject to federal income tax.
By default, it may be considered FDAP income, subject to a 30% withholding tax on gross income.
However, you can opt for effective connected income (ECI) treatment under Section 871(d), which allows you to pay taxes on net income and claim deductions.
2. Florida Income Tax
Florida does not have a state personal income tax.
However, the following do apply:
- 6% state sales tax
- Approximately 1% county surtax (varies by jurisdiction)
3. Tourism Development Tax (Miami-Dade)
For short-term rentals (Airbnb, VRBO), an additional tourism tax of approximately 6% applies.
Overall, the local tax burden can approach 12%–13%, depending on the property structure and the county.
The key takeaway is that it's not just how much income you earn from your property; it's how you structure and report that income that determines your actual tax burden in the U.S.
At My Accounting Now, we help international investors properly structure their U.S. tax obligations.
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