Personal Income Tax Preparation in
Miami, Florida
IRS-Approved E-File · Certifying Acceptance Agent (CAA) ·
Bilingual Service
Tax season doesn't have to be stressful. At My Accounting Now, our certified accountants in Miami manage your personal income tax return from start to finish — identifying every deduction and credit you're entitled to, filing electronically within IRS deadlines, and handling any complications that arise. We serve W-2 employees, self-employed professionals, small business owners, non-residents, and immigrants throughout Miami and South Florida. All services are available in English and Spanish.
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IRS to e-file!
When you keep your tax records organized, it will lead you to a complete and accurate tax return preparation, making the process of filing much easier. It will also help you avoid errors that can lead to processing delays, slowing the time of your refund and avoid overlooked deductions or credits. Remember that all income, including from part-time work, side jobs or the sale of goods is taxable.
Our office offers the services of a Certified Acceptance Agent (CAA) authorized by the IRS. This means we can assist you with your ITIN (Individual Taxpayer Identification Number) application directly in our office — making the process faster, easier, and more secure. As a CAA, we are able to verify your original identification documents on-site, so you won’t need to mail your original passports or documents to the IRS. This added convenience ensures your application is handled efficiently and with complete confidentiality.
The deadline to file the 2025 (January 1 - December 31, 2025) federal income tax return is April 15th, 2026. If you own taxes, make sure you do not pass this date, or you can face penalties and interest. You need to timely file an extension if you missed the deadline. Also, keep in mind that if you file an extension, it does not give you more time to pay, it gives you more time to file. Payment is due by April 15th.
business owners!
The first half of the year included two important tax deadlines—if you missed them, you might still have time.
Here’s everything you need to know to file your taxes stress-free.
Tax DeadlinesWhat's Included in Our Personal Tax Services?
- Federal Tax Return Preparation (Form 1040) — We prepare and file your federal income tax return, including all applicable schedules based on your specific situation.
- Deduction & Credit Maximization — We analyze your finances to claim every available deduction: mortgage interest, charitable donations, education expenses, home office, self-employment costs, and more.
- Key Tax Credits — We evaluate your eligibility for the Child Tax Credit (up to $2,000 per qualifying child), Earned Income Tax Credit (EITC, up to $7,830 in 2025), education credits, and others.
- ITIN Applications — Sandra Llinas, our Office Manager, is an IRS Certifying Acceptance Agent (CAA). We verify your original identification documents at our North Miami office — you never have to mail your passport to the IRS.
- Non-Resident Tax Returns — We prepare Form 1040-NR for non-residents with U.S.-source income (rentals, business income, investments) and assist with the first-year resident tax election when applicable.
- Self-Employment Income (Schedule C) — If you're self-employed, a freelancer, or run a small business, we handle your Schedule C, SE Tax calculation, and quarterly estimated payments.
- Tax Extension Filing — We file Form 4868 to give you until October 15 if you need more time to gather documents. Important: an extension to file is not an extension to pay.
- IRS E-File — We file electronically. You receive IRS acceptance confirmation within 24 hours and your refund in half the time compared to paper filing.
When you are ready to file,
the complete tax records to take
to your tax preparer must include:
- Forms W-2 (Opens in a new tab) from your employer(s).
- Forms 1099 from banks, issuing agencies and other payers including unemployment compensation, dividends, pension, annuity, or retirement plan distributions.
- Form 1099-K (Opens in a new tab), 1099-MISC (Opens in a new tab), W-2 or other income statement if you worked in the gig economy (Opens in a new tab).
- Form 1099-INT (Opens in a new tab) if you were paid interest (Opens in a new tab).
- Other income documents and records of digital asset transactions (Opens in a new tab).
- Form 1095-A, Health Insurance Marketplace Statement, to reconcile advance payments or claims Premium Tax Credits for 2022 Marketplace coverage.
- IRS or other agency letters.
- CP01A Notice (Opens in a new tab) with your new Identity Protection PIN.
Who Do We Serve?
Our personal income tax service in Miami is designed for:
- W-2 employees looking to maximize their refund and not miss any tax credits.
- Freelancers and 1099 contractors who need to report self-employment income and pay the right estimated taxes.
- Small business owners who file taxes personally (single-member LLCs, S-Corp shareholders).
- Immigrants and permanent residents in their first year of U.S. tax filing — full bilingual guidance.
- Non-residents with U.S.-source income who need to file Form 1040-NR.
- People who need to obtain an ITIN to file taxes, open bank accounts, or access credit.
- Taxpayers with unfiled returns from previous years who need to get back into compliance.
ITIN Services in Miami:
IRS Certifying Acceptance Agent on Staff
An ITIN (Individual Taxpayer Identification Number) is required for people who don't have a Social Security Number but have U.S. tax obligations — including immigrants, non-residents with U.S. income, and foreign spouses. Sandra Llinas, our Office Manager, is an IRS Certifying Acceptance Agent (CAA) — a designation that authorizes her to verify original identification documents on behalf of the IRS. This means you visit our North Miami office, she reviews your passport or other ID in person, and we submit your ITIN application directly. No mailing your passport. No weeks of uncertainty. The process is fast, secure, and handled with complete confidentiality. We assist in English and Spanish.
Understanding Taxes
Important Tax
Credits to Consider
For 2024, the following are the amounts established for the following credits:
- Child Tax Credit (CTC): For tax years 2018 through 2025, the Child Tax Credit is increased from $1,000 to $2,000 per qualifying child under age 17; however, this Child Tax Credit is available only if the taxpayer provides a valid Social Security Number for the qualifying child on the tax return.
- Earned Income Tax Credit (EITC): The Earned Income Tax Credit (EITC) is a refundable credit that reduces or eliminates the taxes paid by low-income workers. The maximum credit for 2025 is $7,830.
- Foreign Earned Income Exclusion: For 2025, the foreign earned income exclusion amount under § 911(b)(2)(D)(i) is $130,000.
How Credits and
Deductions Work
It’s important to determine your eligibility for tax deductions and tax credits before you file.
- Deductions can reduce the amount of your income before you calculate the tax you owe.
- Credits can reduce the amount of tax you owe or increase your tax refund.
- Certain credits may give you a refund even if you don’t owe any tax.
E-File
When you file electronically, the IRS receives the filed tax returns within 24 hours, while paper tax returns take several weeks sometimes months to be processed. The best option is always to:
- File electronically.
- Choose Direct Deposit for your tax refund – it’s the fastest and safest way to receive your money. If you file a paper return, you can still choose direct deposit.
Did you know?
- During 2025, the IRS opened the tax filing season on Jan 27 and expected to receive more than 140 million individual tax returns for tax year 2024 to be filed ahead of the federal deadline.
- During the 2024 filing season, the IRS officially began filing season on January 29, 2024.
- During tax season 2022, The IRS started accepting and processing tax returns on Monday, Jan. 24, 2022
- During tax season 2021, The IRS started accepting and processing tax returns on Friday, February 12, 2021
Refund delays and timing
Different factors can affect the timing of a refund after the IRS accepts a return. When electronic filing the IRS issues most refunds in less than 21 days, but some returns may require additional review and may take longer to process if IRS systems detect a possible error, the return is missing information or there is suspected identity theft or fraud.
Also, the IRS cannot issue refunds for people claiming the EITC or Additional Child Tax Credit (ACTC) before mid-February. The law requires the IRS to hold the entire refund – not just the portion associated with EITC or ACTC.
When contacting the IRS to check for the status of your refund, have the following information on hand: Social Security or taxpayer ID number, know your filing status and the exact refund amount on your return, you can also download the IRS2go app.
To safeguard your identity and avoid misuse of your SSN, it is strongly suggested that you apply for the Identity Protection PIN program with the IRS. The IP pin is a 6-digit number assigned to taxpayers each year.
Frequently Asked Questions About
Personal Tax Services in Miami
What documents do I need for my personal tax return?
Essential documents include: Form W-2 from your employer(s), Form 1099 from banks, freelance platforms, or investment accounts, self-employment income records, receipts for deductible expenses (charitable donations, education, medical), Form 1098 (mortgage interest), and your IRS Identity Protection PIN if activated. Non-residents and immigrants should also bring their ITIN or passport and any relevant immigration documents.
What is an ITIN and how do I get one?
An ITIN (Individual Taxpayer Identification Number) is a tax processing number issued by the IRS for individuals who are not eligible for a Social Security Number but have U.S. tax obligations. As an IRS Certifying Acceptance Agent (CAA), Sandra Llinas can verify your identification documents at our North Miami office — you do not need to mail your original passport to the IRS. The IRS typically issues ITINs within 6 to 11 weeks of submitting the application.
Does Florida have a state income tax?
No. Florida is one of the few states with no personal state income tax. You only need to file a federal return with the IRS. That said, C-Corporations in Florida pay a 5.5% Florida Corporate Income Tax on net income. Florida residents also pay a 6% state sales tax plus county surcharges on most purchases.
What if I can't file my taxes by April 15?
You can request an automatic 6-month extension by filing Form 4868 before April 15, giving you until October 15 to submit your return. However, this is a filing extension, not a payment extension. If you owe taxes, you still must estimate and pay that amount by April 15 to avoid penalties and interest on any unpaid balance.
Do I have to report income earned outside the U.S.?
If you are a U.S. tax resident (citizen, permanent resident, or meeting the Substantial Presence Test), you must report your worldwide income to the IRS — including foreign bank accounts, rental income, dividends, and business income from abroad. Depending on account balances, FBAR (FinCEN Form 114) may also be required. We can assess your specific situation during a consultation.
Can you help me if I have unfiled tax returns from previous years?
Yes. We regularly help clients get back into compliance with the IRS for prior unfiled years. We calculate the amounts owed, file the back returns, and where applicable, negotiate payment plans or request penalty abatement. Our Enrolled Agent is fully authorized to represent you throughout the process.
Schedule Your Personal Tax Preparation in Miami
Your personal tax return doesn't have to be a stressful annual ordeal. Our bilingual accounting team in Miami is ready to help you file on time, maximize your refund, and stay compliant with the IRS. Call (786) 228-8689 or fill out the form below to schedule your free consultation. We respond in English and Spanish, usually within one business day.
Miami, FL 33169